Debtmerica Articles

Why Good Credit Matters Even If You Don’t Plan to Borrow 

Many people assume that good credit only matters if they…

Is Debt Consolidation the Right Move for Retirees on a Fixed Income? 

Retirement is often imagined as a time of financial stability…

Balancing Student Loans and Credit Card Debt in Your 20s 

Your 20s are often defined by transition; finishing…

How Long It Really Takes to Rebuild Bad Credit 

Rebuilding credit takes time, consistency, and a clear understanding…

U.S. Household Debt Reaches a Record High 

American household debt has surged to a new all-time…

Budgeting When You’re Already in Debt 

Being in debt can feel overwhelming, like a weight that…

Is Debt Always Bad? When Borrowing Makes Sense 

Debt often gets a bad reputation. Many people associate…
Debt-Settlement-vs.-Debt-Consolidation

Debt Settlement vs. Debt Consolidation

Managing debt can feel overwhelming, especially when multiple…
Debt Fatigue

Debt Fatigue: Recognizing and Overcoming Burnout During a Long Repayment Journey 

Debt fatigue is a quiet but powerful force that can derail…
What Happens to Joint Debt After a Split? 

Debt and Divorce: What Happens to Joint Debt After a Split? 

Divorce is rarely just an emotional process, it’s a financial…