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What is an Authorized User on My Credit Card?
Credit cards have become an indispensable tool in modern-day…
![Credit Cards in College: Is It Worth It?](https://debtmerica.com/wp-content/uploads/2024/04/DM-Blog-Credit-Cards-in-College-Is-It-Worth-It.jpg)
Credit Cards in College: Is It Worth It?
Entering college marks a significant transition into adulthood,…
![Should I Put My Tax Refund Towards Savings or Debt?](https://debtmerica.com/wp-content/uploads/2024/04/DM-Blog-Should-I-Put-My-Tax-Reund-Towards-Savings-or-Debt.jpg)
Should I Put My Tax Refund Towards Savings or Debt?
As tax season ends, many individuals find themselves with…
![When Can I Retire?](https://debtmerica.com/wp-content/uploads/2024/04/DM-Blog-When-Can-I-Retire.jpg)
When Can I Retire?
Retirement is a significant milestone in one's life, representing…
![How to Combat FOMO Spending](https://debtmerica.com/wp-content/uploads/2024/03/DM-Blog-How-to-Combat-FOMO-Spending.jpg)
How to Combat FOMO Spending
In the age of social media and constant connectivity, the…
![How to Stay Debt-Free](https://debtmerica.com/wp-content/uploads/2024/02/DM-Blog-How-to-Stay-Debt-Free.jpg)
How to Stay Debt-Free
In today's world, where easy credit and consumerism often…
![Navigating Finances When Faced with Unemployment](https://debtmerica.com/wp-content/uploads/2024/01/DM-Blog-Navigating-Finances-When-Faced-with-Unemployment-.jpg)
Navigating Finances When Faced with Unemployment
Unemployment can strike unexpectedly, leaving individuals…
![What is a Credit Utilization Ratio?](https://debtmerica.com/wp-content/uploads/2024/01/DM-Blog-What-is-a-Credit-Utilization-Ratio-.jpg)
What is a Credit Utilization Ratio?
Credit utilization ratios play a crucial role in shaping…
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Financial Moves to Avoid During Economic Uncertainty
In times of economic uncertainty, individuals and businesses…
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How to Negotiate with Credit Lenders
Negotiating with credit lenders is a skill that can save…