Debtmerica Articles

How to Stay Debt-Free 

How to Stay Debt-Free 

In today's world, where easy credit and consumerism often…
Navigating Finances When Faced with Unemployment 

Navigating Finances When Faced with Unemployment 

Unemployment can strike unexpectedly, leaving individuals…
What is a Credit Utilization Ratio? 

What is a Credit Utilization Ratio? 

Credit utilization ratios play a crucial role in shaping…
Financial Moves to Avoid During Economic Uncertainty

Financial Moves to Avoid During Economic Uncertainty

In times of economic uncertainty, individuals and businesses…
how to negotiate with credit lenders

How to Negotiate with Credit Lenders

Negotiating with credit lenders is a skill that can save…
wage garnishments explained

Wage Garnishments Explained

Wage garnishment is a legal process in which a portion of…
i lost my credit card. now what?

I Lost My Credit Card. Now What? 

Losing your credit card can be a stressful experience, but…

I Defaulted on a Loan. Now What?

Defaulting on a loan is a serious financial situation that…
what your credit score says about you

What Your Credit Score Says About You

In today's financial landscape, your credit score is akin…

Should I Refinance My Car Loan?

If you currently have an auto loan, you may be considering…