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how debt relief works

How Debt Relief Works

March 22, 2023

When debt becomes unmanageable, you might investigate options…

how a credit score is calculated

How a Credit Score is Calculated

March 9, 2023

Your credit score can impact your entire financial future.…

What You Need to Know About Bankruptcy

What You Need to Know About Bankruptcy

February 27, 2023

Sometimes debt becomes so unmanageable that bankruptcy appears…

Should I Use a Personal Loan to Pay Off My Debt?

Should I Use a Personal Loan to Pay Off My Debt?

February 10, 2023

Higher inflation rates have meant inflated interest rates…

What is a Charge-Off and How Does it Affect a Credit Score?

January 26, 2023

When we face large sums of debt, we might be familiar with…

financial resolutions for 2023

Financial Resolutions for 2023

January 12, 2023

With higher interest rates, now is the time to get serious…

Pros & Cons of Student Loan Consolidation

December 16, 2022

Student loan forgiveness is still up in the air with multiple…

Renting vs. Buying a Home

November 28, 2022

With interest rates at their highest levels in over a decade,…

Paying Off Debt vs. Saving

November 11, 2022

One of the top financial questions asked is “Should I…

Credit Card Mistakes to Avoid

November 4, 2022

Credit cards are usually the first step to establishing credit.…

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*Fees are based on the amount of enrolled debt and may vary from state to state. Individual results may vary based on your ability to save sufficient funds to complete a debt settlement program, the creditors in your individual portfolio, and amount of debt enrolled. Monthly payments under the program may be less than your monthly minimums before enrollment. Estimates and statements made regarding program performance are based on historical results and the testimonials provided were dependent on the facts of the specific client’s situation. We cannot guarantee settlement results or that your debt balances will be lowered by a specific amount or percentage or that your debts will be resolved within a specific period of time. Any use of the term “debt-free” only applies to accounts that have successfully enrolled and completed a debt settlement program. Debtmerica, LLC is an enrollment agent for debt settlement programs and back-end services are provided by third-party companies. Debtmerica, LLC and/or the back-end service provider will not receive any fees until the terms of your debt have been altered with one or more of your creditors. While programs are designed to reduce your debt balances, creditors are under no contractual obligation to negotiate or accept settlement offers from our service providers. We do not assume consumer debts, make monthly payments to creditors, or provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional to discuss potential tax consequences of settled debts. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements obtained on your behalf resolve the entire account, including all accrued fees and interest. Photographs of persons used in this website are not actual clients. Debtmerica, LLC is not affiliated with CNN, MSNBC, Fox, CBS, or any other entity displayed on this website and all logos used are the trademarks and/or copyrights of their respective owners. Programs are not available in all states. Read and understand all program materials prior to your enrollment.