Debtmerica's Guide To Debt Settlement | Debtmerica

Debt Resolution Alternatives

There are many options when it comes to addressing your debt problems. Debtmerica believes it provides a better alternative to Consumer Credit Counseling, Bankruptcy or Debt Consolidation Loans. Take a minute to watch this educational video about the various options available to you.

The Debt Settlement Process

Negotiate Lower Balances
Debt settlement programs use a third party to negotiate lower balances and interest rates on unsecured debt. This type of debt management plan helps provide consumers an alternative to bankruptcywhile reducing your outstanding debt.
Eliminate Financial Strain
Our mission at Debtmerica is to eliminate your financial strain so that you may get back on the right track to true financial freedom and personal fulfillment. Within our network we are able to lower your unsecured debtbalances, provide one low monthly program payment, offer a great alternative to bankruptcy or simply provide you with sound, knowledgeable advice. We are here to help!

debtsettlement-process

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Debtmerica Website Disclaimer: Last Updated as of Jun 8, 2020
Clients that are able to make the monthly program payments generally experience a 50% reduction of their enrolled balance before fees, or approximately a 29% reduction after payment of fees over a 24-48 month period. Individual results may vary based on ability to save sufficient funds and complete the program, the creditors in your individual portfolio, and amount of debt enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, that you will be debt free within a specific time period, or a guarantee of future settlement results. Debtmerica, LLC is a front-end service provider and you will be enrolled in one of its affiliate’s debt settlement programs, in accordance with the program’s qualification requirements. If you are enrolled in one of Debtmerica, LLC’s, affiliate’s performance based programs, Debtmerica, LLC and/or its affiliate will not receive any fees until the terms of your debt have been altered with one or more of your creditors. However, if you are enrolled in one of Debtmerica, LLC’s, affiliate’s attorney-based debt settlement programs, then Debtmerica, LLC and/or its affiliate may receive fees prior to any settlement being obtained with a creditor. While our programs work aggressively to reduce your debt balances, creditors are under no contractual obligation to negotiate or accept settlement offers. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice and we do not provide credit repair services. Please contact a tax professional to discuss tax consequences of debt settlement. By providing your contact information, you agree to receive return telephone calls, emails or other communications from Debtmerica, LLC and/or its affiliates and expressly waive any “No Call” preference or registration. Photographs used are not actual clients. Debtmerica, LLC is not affiliated with CNN, MSNBC, Fox, CBS, 500/5000 or OCBJ and logos used are registered trademarks of their respective owners. Programs not available in all states. Read and understand all program materials prior to your enrollment.