Articles
· Debtmerica
Keep Credit Card Debt from Piling Up in 2022
The holidays are over and the bills are beginning to roll in. You had a very merry holiday, but now you have to face the pile of credit card debt that you incurred. Where do you begin? Make More than the Minimum Payment There is a federally mandated box on your credit card statements that […]
· Debtmerica
Consumer Credit Counseling Services
Providing consumers with well-researched and accurate information regarding the bankruptcy alternative options to become debt-free is our goal. Many people in debt believe that filing for bankruptcy or enrolling in consumer credit counseling are their only options. However, these debt consolidation programs are not always the best choice for everyone. At Debtmerica Relief, we offer […]
· Debtmerica
Get Your Free Credit Score and Credit Monitoring from Debmerica and Credit Karma
Your credit score is an important part of your personal financial picture and can be a significant factor in your financial well-being. Today, credit scores are often referenced by lenders, insurance companies and sometimes even prospective employers. Yet getting reliable, free and secure access to personal credit scores has been next to impossible. In the […]
· Debtmerica
Cash Back Programs Linked To Increased Credit Card Debt
It’s always hard to resist the rewards that are often associated with credit cards. If you earn 1% cash back, wouldn’t it be logical to use your credit card more than other methods of payment? An article on gulfnews.com points out that financial experts have noticed that ”reward schemes are not really worth it because […]
· Debtmerica
2012: plan for the year ahead
The New Year is an ’obvious time for a financial review’. That’s the basic point of a new press release from Think Money, which advises people on a few steps they could take at the start of a New Year to help them make sure they stay in control of their debts. As it points […]
· Debtmerica
New Federal Bureau Helps Consumer Debt Relief
There’s a new sheriff in town. It’s the Consumer Financial Protection Bureau (CFPB). And it was created about a year ago to ensure that financial products such as credit cards and loans work better for consumers who need debt relief. According to the 2012 report “Consumer Financial Protection Bureau 101: Why We Need a Consumer […]
· Debtmerica
College Students Seeking Debt Relief
Do you have a kid getting ready for college or already enrolled? Well then, class is in session. Sit down, face forward and pay attention… Today’s average college student is going to graduate with a loan debt of $25,250; that’s up a stunning 5% from last year and will cause many to seek debt relief in the […]
· Debtmerica
Purpose Driven Debt
We are all aware that America’s appetite for too much personal debt ran our economy into the ground recently. Since the great banking collapse of 2008 we have been bombarded with the message that taking on any type of debt is a downright bad idea. In fact, the very four letter word, D-E-B-T, now carries […]
· Debtmerica
Surprise! 1 percenters have credit card debt, too
Income isn’t the only thing that separates the “1-percenters” from the rest of us. As it turns out, the wealthiest of the wealthy — now at the center of coast-to-coast political protests by the Occupy Wall Street movement — also seem to manage their credit better, according to the Huffington Post. Though America’s richest households […]
· Debtmerica
Go Back-To-School Without Going Back-To-Debt!
Now that summer is coming to a close, it’s time to get the school bags out and head back to classes. Whether you’re heading off to college or sending the little ones off to school, this time of year could get quite costly. Back to school shouldn’t mean back to debt! Here are the top […]
· Debtmerica
How to Enjoy Summer Without Debt
Whoever said that money buys you happiness was wrong, especially in the summer time. It may be easy to spend a lot of money in the summer, with all the vacations, weddings, amusement parks, and parties to go to, but there are some smart things you could do to cut costs and avoid debt this […]
· Debtmerica
Helpful Debt Settlement Industry Blog
For discussion on current events and important issues concerning the debt settlement industry, visit the blog at www.getoutofdebt.org. This site is a helpful resource for consumers, regulators, and industry participants to stay up to date on all the latest news and topics related to consumer debt relief alternatives. It is authored and monitored by industry […]