Consumers who are struggling with large amounts of credit card debt and other outstanding balances have enough on their plates without worrying about the state of their credit reports when mistaken entries wind up there. In many cases, consumers might have inaccurate information on their credit reports, which can have a negative impact on their […]
In the last several years, the nation's top lenders have seen consumers' attitudes toward credit card debt change considerably as a result of the economic downturn, but some expect borrowers to start moving toward their old habits in the next few years. Between 2007 and the end of 2012, the amount of revenues enjoyed by […]
When it comes to dealing with the companies that control their credit card debt, most Americans are pretty happy with their experiences. About two-thirds of all consumers who posted comments about their dealings with credit card lenders online said they were left satisfied with their experiences, according to new data culled by the social networking […]
Though the economy has been steadily improving for more than a year now, millions of Americans are still struggling financially and many feel they need significant amounts of debt relief and other assistance to get their lives back on track. Many consumers are still trying rebuild their finances as a result of hardships faced during […]
Though the economy is generally improving and consumers may be feeling better about their personal finances, statistics indicate that many are still a bit wary of taking on credit card debt. Consumer spending grew 2.9 percent in the first quarter of 2012, and though that's the fastest pace seen in more than a year, it […]
Consumers who want to avoid making serious missteps when it comes to dealing with their credit card debt and other types of credit would likely do well to take the time to read the fine print of their lending agreements. Experts say that taking the time to read a lending agreement will give a consumer […]
Millions of consumers across the country are still dealing with large constraints such as significant amounts of credit card debt, but more now recognize some of their biggest problem areas when it comes to managing their money and financial lives correctly. More than half of consumers – 56 percent – say that they believe their […]
Americans may now be feeling better about dealing with credit card debt and using their accounts responsibly now that the economy has made continual improvements over the last year, and that prompted many to increase spending and obtain new cards. The amount of credit, debit and prepaid cards carrying the brands of the world's six […]
Millions of Americans are still working to find debt relief and get out from under the burdens of the credit missteps they may have made in the past, and that has likely prevented them from generally feeling good about their lenders. Credit card lenders are the companies that consumers are least likely to forgive when […]
In the past few years, a number of laws have been passed to help protect consumers from carrying more credit card debt than they can afford. But one group that was supposed to have been specifically safeguarded might not be receivingthe security intended. Young adults under the age of 21 were supposed to see their […]