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Debtmerica Articles

What is a Credit Utilization Ratio?

What is a Credit Utilization Ratio?

January 5, 2024

Credit utilization ratios play a crucial role in shaping…

Financial Moves to Avoid During Economic Uncertainty

Financial Moves to Avoid During Economic Uncertainty

December 22, 2023

In times of economic uncertainty, individuals and businesses…

how to negotiate with credit lenders

How to Negotiate with Credit Lenders

December 12, 2023

Negotiating with credit lenders is a skill that can save…

wage garnishments explained

Wage Garnishments Explained

December 1, 2023

Wage garnishment is a legal process in which a portion of…

i lost my credit card. now what?

I Lost My Credit Card. Now What?

November 13, 2023

Losing your credit card can be a stressful experience, but…

I Defaulted on a Loan. Now What?

October 31, 2023

Defaulting on a loan is a serious financial situation that…

what your credit score says about you

What Your Credit Score Says About You

October 9, 2023

In today's financial landscape, your credit score is akin…

Should I Refinance My Car Loan?

September 26, 2023

If you currently have an auto loan, you may be considering…

Credit Scores: FICO vs. VantageScore

September 11, 2023

In the world of personal finance, credit scores play a crucial…

What You Need to Know About Credit Line Increases

August 29, 2023

In the dynamic landscape of personal finance, maintaining…

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