Debtmerica Articles

What is a Charge-Off and How Does it Affect a Credit Score?

When we face large sums of debt, we might be familiar with…
financial resolutions for 2023

Financial Resolutions for 2023

With higher interest rates, now is the time to get serious…

Pros & Cons of Student Loan Consolidation

Student loan forgiveness is still up in the air with multiple…

Renting vs. Buying a Home

With interest rates at their highest levels in over a decade,…

Paying Off Debt vs. Saving

One of the top financial questions asked is “Should I…

Credit Card Mistakes to Avoid

Credit cards are usually the first step to establishing credit.…
how to create a debt elimination plan

How to Create a Debt Elimination Plan

There is no one-size-fits-all debt elimination plan. There…
increasing debt in younger creditors

Increasing Debt in Younger Creditors

It’s not news that as of late income levels have not been…
immigrants and unsecured debt

Immigrants & Unsecured Debt

Exploring how U.S. consumers utilize credit can be indicative…
inflation vs recession

Inflation vs. Recession: What’s the Difference?

During economic discussion, we hear the terms “inflation”…