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Debt-Settlement-vs.-Debt-Consolidation

Debt Settlement vs. Debt Consolidation

October 11, 2025

Managing debt can feel overwhelming, especially when multiple…

Renting vs. Buying a Home

November 28, 2022

With interest rates at their highest levels in over a decade,…

how to create a debt elimination plan

How to Create a Debt Elimination Plan

October 24, 2022

There is no one-size-fits-all debt elimination plan. There…

how to create a debt elimination plan

Consumer Savings

August 7, 2010

Below is a complete list of Debtmerica's Consumer Savings articles…

how to create a debt elimination plan

Consumer Debt

August 7, 2010

Below is a complete list of Debtmerica's Consumer Debt articles…

how to create a debt elimination plan

Bankruptcy

August 7, 2010

Below is a complete list of Debtmerica's Bankruptcy articles…

how to create a debt elimination plan

Debt Settlement

August 7, 2010

Below is a complete list of Debtmerica's Debt Settlement articles…

how to create a debt elimination plan

Credit Cards

August 7, 2010

Below is a complete list of Debtmerica's Credit Card articles…

how to create a debt elimination plan

Debt Management

August 7, 2010

Below is a complete list of Debtmerica's Debt Management articles…

how to create a debt elimination plan

YouTube rant results in lower interest rate

September 30, 2009

While it may not be as advisable as other credit card debt solutions…

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*Fees are based on the amount of enrolled debt and may vary from state to state. Individual results may vary based on your ability to save sufficient funds to complete a debt settlement program, the creditors in your individual portfolio, and amount of debt enrolled. Monthly payments under the program may be less than your monthly minimums before enrollment. Estimates and statements made regarding program performance are based on historical results, and the testimonials provided were dependent on the facts of the specific client’s situation. We cannot guarantee settlement results or that your debt balances will be lowered by a specific amount or percentage, or that your debts will be resolved within a specific timeframe. Any use of the term “debt-free” only applies to accounts that have successfully enrolled and completed a debt settlement program. Debtmerica, LLC is an enrollment agent for debt settlement programs, and back-end services are provided by third-party companies. Debtmerica, LLC and/or the back-end service provider will not receive any fees until the terms of your debt have been altered with one or more of your creditors. While programs are designed to reduce your debt balances, creditors are under no contractual obligation to negotiate or accept settlement offers from our service providers. We do not assume consumer debts, nor make monthly payments to creditors on behalf of consumers, nor provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional to discuss potential tax consequences of settled debts. The use of debt settlement services will likely adversely affect your creditworthiness,. It may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements obtained on your behalf resolve the entire account, including all accrued fees and interest. Note: Photographs of people used in this website are not actual clients. Note: Debtmerica, LLC is not affiliated with CNN, MSNBC, Fox, CBS, or any other entity displayed on this website and all logos used are the trademarks and/or copyrights of their respective owners. Programs are not available in all states. Please read and understand all program materials prior to your enrollment.

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