Entries by Debtmerica

Two-thirds of Americans to be affected by economy this holiday season

Supporting the many studies that have indicated the 2009 holiday season will see consumers who stress consolidation and frugality over frivolous spending, a new survey from the National Retail Federation (NRF) has found that two-thirds of American families will be affected by the current economic situation According to the survey, which was conducted for the […]

Save cash, make your holiday plans ASAP

Even those struggling through their finances in some way, such as consumer credit counseling, need to find a way home for the holidays. Because of that, experts are urging travelers to lock their plans in now in order to avoidpaying top dollar in what looks to be a very hit-or-miss season when it comes to […]

Customers can save money by going green this holiday season

For those in consumer credit counseling, every cent counts. Because of that, new savings plans rolled out by CVS and Target that rewards customers for "going green" at their retail locations this holiday season. CVS was the first retailer to announce their plan last week, which will give their ExtraCare members $1 in savings for […]

MBA: Unemployment won’t peak until mid-2010

While those facing debt consolidation and warding off bankruptcy may be pleased by assertions from the Mortgage Bankers Association (MBA) that the economy is improving, they also must brace for the fact that it may not be felt until later in 2010. The predictions, from the association’s chief economist Jay Brinkmann, warned consumers not tolend […]

Bank of America to ‘test’ annual fee on 1% of credit customers

Bank of America (BOA) may have promised not to raise its interest rates before the implementation of the Credit Card Accountability Responsibility and Disclosure (CARD) Act next February, but apparently implementing new fees is still fair game. On Tuesday, Bank of America announced that itwould be sending notices out to 1 percent of its credit […]

Labor Dept: Higher number of workers being fired than hired

A new Department of Labor survey is providing less than stellar news for those in debt collection looking for a job, as U.S. employers are ridding themselves of more employees than they’re hiring and sending jobless workers into the hardest job market in years. The survey, which measured job openings and labor turnover for the […]

Licensing and Registration

Debtmerica has committed both its time and resources to continually achieve licensing in those states and jurisdictions where required by law. Currently there are only a few states that require licensing or registration and we are proud to say that we will continue to pursue licensing where required. Colorado Delaware Iowa Utah

Consumers prefer cell phone call in the event of fraud

In the event of a potentially fraudulent purchase, consumers prefer to be notified directly via a call to their cell phones, according to a new survey released by fraud prevention agency Adeptra. The extra mode of notification in the event of any type of account breach may be useful to consumers who are dealing with […]

Survey: Unemployment has negative effect on mental state

Workers forced into unemployment or a reduced role at their jobs are more likely to exhibit symptoms of mental illness, according to a new survey released by Mental Health America and the National Alliance on Mental Illness. The survey, which was conducted via telephone among a sample of 500 men and 502 women 18 years […]