Entries by Deanna Aldayyat

Budgeting When You’re Already in Debt 

Being in debt can feel overwhelming, like a weight that keeps growing no matter how hard you try to get ahead. The good news is that even if you’re already in debt, creating a solid budget is one of the most powerful tools you have to regain control of your finances. Learning how to budget […]

Is Debt Always Bad? When Borrowing Makes Sense 

Debt often gets a bad reputation. Many people associate it with financial struggle, high interest rates, and endless payments. But is debt always bad? Not necessarily. When used strategically, borrowing can open doors to opportunity, growth, and long-term stability. The key lies in understanding the difference between debt that helps you build wealth and debt […]

Debt Settlement vs. Debt Consolidation

Managing debt can feel overwhelming, especially when multiple creditors, high interest rates, and mounting balances are involved. For those seeking relief, two common strategies often come up: debt settlement and debt consolidation. While both can help regain control over finances, they work very differently and come with their own set of advantages and risks. Understanding […]