This author has yet to write their bio.Meanwhile lets just say that we are proud Elyssa Carlos contributed a whooping 53 entries.
Debt has become an integral part of many people’s lives. From financing education to purchasing homes and managing emergencies, debt can serve as a helpful tool when used wisely. However, it’s essential to comprehend the various types of debts to make informed decisions about borrowing and managing your finances effectively. In this article, we’ll explore […]
In today’s fast-paced and consumer-driven society, debt has become an all-too-common reality for millions of people worldwide. While the financial consequences of debt are well-documented, its impact on mental health often remains overlooked or underestimated. The stress, anxiety, and depression that stem from financial burdens can create a vicious cycle that affects individuals and their […]
Managing money on your own can be a challenge. Managing money as a couple, on the other hand, can help the process if done efficiently. However, getting it right takes strategy, especially since money is a major stressor in life. In fact, according to multiple surveys, about 40% of couples fight about money. Here are […]
It’s not news to many that having debt is a near necessity in the United States. Taking on debt can help build wealth in many instances. But how does one distinguish between good debt and bad debt? What are the key differences between the two? How can you use each of them to your advantage? […]
Student loan forgiveness has been the talk of many news outlets lately, especially with President Biden’s plan’s fate resting in the Supreme Court’s hands. If the Supreme Court deems the plan constitutional, then millions of borrowers are set to be forgiven of up to $20,000 in student loan debt. If not, or if a decision […]
For many, finances are a constant worry. You may wonder how to get out of debt, how to afford a home, how to increase your portfolio returns, and so much more. The key to these questions lies in setting realistic financial goals. Here, we will guide you through the process of creating achievable financial goals […]
In today’s financial environment, homeowners looking to get out of debt typically turn to their most valuable asset: their home. Individuals can use home equity to pay off outstanding debts by tapping into the accumulated value of their property. However, before going on this financial adventure, it is critical to weigh the pros and cons. […]
The word “debt” is often associated with images of stress, past due notices, piling stacks of bills, and possibly a low credit score. However, if managed properly, debt can be a good thing. In fact, some debt is almost always necessary if you want to acquire certain things like a home, new car, or higher […]
You can obtain joint debt in several ways. The most obvious way is when you get married and begin to share finances, including a mortgage, auto loan, credit cards, and more. However, there are less obvious ways to obtain joint debt. Perhaps you applied for a credit card with your child to help them build […]
When debt becomes unmanageable, you might investigate options for debt repayment and debt relief. While debt repayment involves paying back borrowed money to creditors, debt relief might be able to shave money off your balance owed. Here’s a breakdown of what debt relief is and how it works. What Is Debt Relief? Debt relief, […]
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