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Fearing customers may choose to stick with cash, debit cards and prepaid cards, many lenders are rolling out offers that give them extra points, deeper discounts and other bonuses, according to a report from Dow Jones News Services. Some of these additional benefits include free gift cards and cashback. Meanwhile, retailers are adding to their […]
Many consumers have been faced with the familiar question more cashiers at major retailers are asking these days, "Would you like to save on this purchase by opening a credit card with us?" According to a report in the Palm Beach Post, some have been wary of taking on more credit card debt in recent […]
The amount of credit card debt that had been allowed to lapse into serious delinquency – those behind 90 days or more – at the end of the third quarter was the lowest seen in more than a decade, according to the latest analysis of theindustry by TransUnion. The delinquency rate slipped to 0.83 percent, […]
Debit cards are safer than cash and take less time to use when making a purchase than checks, making them an ideal payment option when consumers want to avoid dealing with additional credit card debt, according to a report from USA Today. Like credit cards, they're accepted almost everywhere. But unlike credit, debit carries no […]
The amount of consumers who say they feel little or no stress about their credit card debt and other outstanding balances rose to 59 percent this year, according to a poll from The Associated Press and GfK. That's up considerablyfrom the 49 percent who responded similarly this time last year. The report largely attributes this […]
However, while many are now more cautious about how they deal with their money, there are ways to further ensure the debt a family may compile this holiday season doesn't become unmanageable, according to a report from Bankrate. The best way for consumers to avoid overspending and ending up with more credit card debt than […]
The majority of consumers say they're in a position to spend as much or more than they did last holiday season due to improved finances, according to a new poll from the Consumer Federation of America and Credit Union National Association. More consumers – 23 percent – said their money situationis better than it was […]
An America debt relief option for consumers who have debt that they can currently manage, but nevertheless would like to explore options to better manage their finances, is credit counseling. Financial professionals canhelp individuals prepare a budget that will allow them to live comfortably, while still paying more toward their outstanding debt. Credit counseling programs […]
Nearly 40 percent of retired Americans have accumulated significant credit card debt in the last few years, and most aren't worried about ever having to pay it off, according to a report from USA Today. The reason for this could be the current generation of seniors was raised in a time when it was frowned […]
Because of the concerns that come from adding to one's credit card debt, 69 percent of consumers say they will use other payment methods – including debit cards, cash, checks, gift cards and prepaid cards – as their primary option when making holiday purchases, according to an online poll by Harris Interactive conducted for Green […]
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