With credit card debt mounting and bills piling up, many Americas may wonder what they can do to help their financial situations. According to an article in U.S. News and World Report, one thing that consumers may now consider is trying to lower the interest rates they pay. There are several ways to attempt to […]
Despite the fact that there have been a number of signs that the economy is slowly improving, daily consumer spending dropped between May and June. According to a new poll from Gallup, Americans spent $67 per day during June, in stores, at restaurants and gas stations, and online. That number marked a decline of $5 […]
Yet another sign that the American economy is starting to recover came recently and showed that more Americans are paying off their credit card debt on-time. The most recent report from the American Bankers Association said that the number of consumers with delinquencies on their bank-issued credit cards dropped to 3.88 percent in the first […]
It’s never easy to manage credit, but regardless of a person’s level of income, doing so is a required skill. Credit affects many aspects of life, even things consumers may not consider. Beyond affecting things like loan eligibility and interest rates, it also determines whether a consumercan buy goods and services on credit. Any consumer […]
Many out-of-work Americans who are actively looking for jobs may find it hard to get a callback or an interview despite meeting many of the requirements set forth in the job listing. One reason could be that about 60 percent of employers examine the credit reports of their applicants, and if one has a spotty […]
As any consumer who has tried to pay their own or someone else’s way through higher education can attest, getting a degree is expensive. But there is a way for consumers to pay for college without taking on large amounts of credit card debt and massive private student loans, according to television station KNDO in […]
Consumers that stay in hotels may sleep soundly, but when they do, they have opened themselves up to a serious hacking threat. Hotels are targeted by hackers looking for credit card information more often than any other industry, according to a new report in the New York Times. A study by a data-security consulting company […]
More and more Americans are finding themselves deeply in debt and looking for a way out. They are turning in greater numbers to experts that can help them consolidate, manage or settle that debt. While 45 percent of Americans say they are in debt, 5 percent have sought or are currently seeking the help of […]
It’s not easy to pay for college these days, and more consumers are finding that they have to put some of their student loan debt on their credit cards. A recent survey conducted by credit card news website CardRatings.com found that 36 percent of those polled carried some amount of their student loan debt on […]
Consumer confidence dropped almost 10 points between May and June, reigniting fears that consumer spending would tumble and the economy would be imperiled. Consumer confidence dropped all the way to 52.9 last month, from 62.7 in May, according to a monthly report from The Conference Board, a New York-based research group. The report said that […]