Entries by Debtmerica

Report: Generational spending habits may have changed thanks to recent recession

Americans born in the early 1980s – also known as the "millennial" generation – have seen their spending habits drastically reshaped by the recent recession, spurring a need for debt consolidation, according to Northwestern University’s Medill Reports. FD International’s senior vice president of Americas, Brent McGoldrick, told the publication that "the early evidence is that […]

Introducing Debtmerica’s Debt Options Calculator

Compare Your Options There are many options when it comes to addressing your debt problems, and now you can compare them with Debtmerica’s Interactive Debt Options Calculator. Our easy to use debt options calculator, allows you to take a look at debt settlement and how it compares against other options such as credit counseling, debt […]

Debtmerica Debt Calculator

Use our interactive debt calculator to see how much you could reduce debt with one low monthly payment. For a free evaluation from a professional debt consultant, fill in our 30 second savings quote form. +Assumes program completion and does not guarantee results

How to Settle Your Debts On Your Own

A Step-By-Step Guide to Settle Debts On Your Own If you cannot pay the minimum on your debts, it’s time for you to settle your debts. Debt settlement is a way by which you can negotiate with creditors/collection agencies to reduce your debt amount by 40-60%. If you enroll in Debtmerica’s Debt Resolution Program, professional […]

Restaurants sales data shows increases in March

Likely spurred by some indicators of an economic rebound, newly released restaurant sales data for the end of 2010’s first quarter show significant improvements that may indicate consumers are not as reliant on debt consolidation tactics as they once were. The latest Restaurant PerformanceIndex released by the National Restaurant Association last week saw a notable […]

Personal income increases in March, says BEA

New government figures released at the start of May have found that the end of 2010’s first quarter saw widespread gains in most figures relating to consumer income, signaling that Americans may not be as strapped for cash and in need of debt consolidation as they have been in recent months. According to newly released […]

Bankrate: Mortgage rates remain stable

Average interest rates for all mortgage types remained somewhat stable and showed minimal declines in the second part of April, continuing low rates that could be utilized to consolidate debt for homeowners looking to refinance. According to the latest weekly national survey released by Bankrate.com on Thursday, the average rate for 30-year fixed-rate mortgages decreased […]

Debtmerica’s Guide To Debt Settlement

Debt Resolution Alternatives There are many options when it comes to addressing your debt problems. Debtmerica believes it provides a better alternative to Consumer Credit Counseling, Bankruptcy or Debt Consolidation Loans. Take a minute to watch this educational video about the various options available to you.

Mortgage fraud increased in 2009, says LexisNexis

As homeowners struggling with their finances look to consolidate debt any way possible, including through mortgage refinancing, they should be aware that mortgage fraud cases rose yet again in 2009. According to the latest report released Monday by LexisNexis’ Mortgage Asset Research Institute, incidents of mortgage fraud and misrepresentations by industry professionals increased by 7 […]